When Stormwater Ruins Your Home

Stormwater damage hits Atlanta homes every year, especially during heavy rains. Your house might flood when storm drains back up or gutters overflow. You need to act fast when water enters your home. First, check for safety risks like electrical problems. Turn off the power to wet areas right away. Then start removing water using pumps, fans, or towels. Filing Your Insurance Claim Correctly Most homeowners have insurance that covers stormwater damage. However, your policy might have specific rules about what gets covered. Read through your policy before filing any claim. Some plans cover sudden water damage, but not flooding from outside sources. Here are the key steps for filing claims: Document all damage with clear photos Save receipts from cleanup costs Get repair estimates from licensed contractors Keep records of any temporary housing costs Getting Fair Payment From Insurance Companies Insurance companies sometimes try to pay less than full repair costs. You have rights as a...