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Showing posts from November, 2025

Selling a Home with Unpermitted Work

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Most people’s experience with unpermitted work is a nightmare waiting to happen. Thinking a deck thrown up over the weekend or a half-baked garage-to-bedroom flip is no big deal? That’s exactly how these messes start.. The reality is, this stuff creates headaches at sale time. Buyers get cold feet. Lenders ditch the deal. Suddenly, what should’ve been simple becomes a circus. What Counts as Unpermitted Work Here’s what drives experts nuts: people think only big stuff needs permits. Wrong. Any construction or renovation, finished without city sign-off, is fair game. The obvious stuff is there: room additions, a spaghetti mess of electrical rewiring, plumbing hacks, and major structural shifts. But here’s what’s ridiculous, cities want to see even the so-called “small projects” like window replacements or tossing in a bathroom handled the right way. Cut corners, and it opens the door for fines, forced demo, or a paperwork avalanche when inspections come around. How It Affects the Sale So...

Top Factors That Affect Closing Costs in Miami (2025)

Closing costs are one of the most critical and often overlooked aspects of a real estate transaction. Whether you are buying or selling a home in Miami , understanding the factors influencing closing costs in Miami is essential for financial planning and a smooth property transfer. As the Miami real estate market continues to evolve in 2025, staying informed about these costs can save you time, money, and stress. Let’s explore the main contributors to closing costs and how they affect buyers and sellers alike. Key Factors Influencing Closing Costs in Miami  Costs 1. Property Value and Purchase Price The value of the property directly impacts many components of closing costs. Since many fees are calculated as a percentage of the home’s price, such as title insurance and certain taxes, a more expensive property usually comes with higher closing costs. In 2025, with home prices in Miami rising modestly, this is a significant factor to watch. 2. Loan Amount and Type of Mortgage If you...

Selling a Fixer-Upper to a Cash Buyer

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Most people’s experience with a fixer-upper? Completely overwhelming. The endless repairs. The monster bills. And getting someone through the door who’s eager to buy the place as-is? Does that ever happen for regular sellers? Not usually. Reality check: the market is loaded with buyers who want only turnkey homes. Anyone peddling a project house to traditional buyers winds up disappointed fast. But what’s crazy is that some buyers hunt these messes on purpose. Not regular people, the real cash buyers. These buyers snap up properties others run from. Leaky roofs, busted plumbing, outdated everything, none of that scares them off. All they see is raw potential. Why Cash Buyers Want Fixer-Uppers Most people never get why anyone would jump at a house that looks half-abandoned. What drives experts nuts is how underappreciated this scene is. A regular bank sees a trashed house and runs the other way: loans? Forget about it. But for cash buyers, that’s the whole draw, no banks, no fuss, no dr...